Are you looking forward to a blissful retirement?
Does happiness just happen or do we plan for it?
Should you retire now? Is it the right time to retire? Retirement is a major life change. A happy one and it needs adjustment to be truly fulfilling. Are you marking the days on your calendar, anticipating your last day in full-time work?
Have you ever noticed that some people seem happier in retirement than others? Those who have clear goals and aspirations are likely to achieve happiness than those who don’t plan.
What do you need to be happy in retirement?
Working out how much you’ll have to spend, save and invest is the first step in good financial planning. You may be a business partner or director, perhaps you have decided to work part time. With multiple income streams and pension pots, wisely managing your money to use short term and invest long term needs careful planning for it to be advantageous. To help, you’ll need an accountant, tax adviser and pensions specialist.
A good financial adviser will be able to demonstrate to you the gains he or she has helped other clients to achieve in similar situations. Ask him or her to explain them to you in full. Be inquisitive as they will help your decision-making.
If you are downsizing, you’ll be turning equity into cash and your financial adviser will help you make the right decision about managing it to best advantage for the long term.
Where to find information about pensions
- The Money Advice Service describes options for using your pension pot. You’ll be asking yourself how can you preserve it without compromising on income you’ll need for the present.
- Since 2015, the law has allowed more freedom on how to manage pensions and many people prefer to have greater control over their money. Experienced investors can now take control of their own financial planning in retirement by way of a SIPP (self-invested pension). Read about self-invested personal pensions on the Money Advice Service website.
- If you’re looking for a new way to budget your finances after retirement, try this one from moneysavingexpert.com.
- For tax-free savings, it’s best to use your annual ISA allowance which is £20,000 for a stocks and shares ISA. You’ll find a clear and succinct explanation about stocks and shares ISAs on moneysavingexpert.com
- A new lifestyle, location and enjoyable days
With your finances planned, you’re free to decide exactly how you want to spend your time.
The luxury is having more time for you: time to take care of your health and to focus on your diet and exercise. Time for relaxation, to enjoy more time outdoors, to learn new skills, meet new people.
Your new home may hold the key to your chosen lifestyle.
A luxury park home is the kind of single level property (or bungalow) many people have secretly dreamed of settling into after the age of 55.
And it’s about more than home comforts and luxury design.
Retirees want to live in the right location and that means being near to bus stops, local shops and amenities where they can have an actively rich social life with opportunities to get involved in an established community. For these reasons, Arbor Living chose Willowpool at Lymm to build their latest high-spec park homes. Pubs, restaurants and cafes close by make it easier to meet and be sociable with local residents in this friendly village.
Looking out from the light, bright, beautiful living areas you’ll see green space – your own private garden and landscaping extending throughout the park to the gates which keep residents safe and secure.
For public transport, train stations (Altrincham and Warrington) and airports (Liverpool and Manchester) are an easy drive. Buses to Altrincham and Warrington stop nearby.
- A luxurious home
The quality of construction (the homes are built to BS3632) make Arbor Living park homes the best alternative to a traditional bricks-and-mortar property.
They come with a 10-year guarantee – and thanks to the high standard of build have the solid feel of a traditionally built home.
Velux windows are high domestic quality designed to help keep rooms cooler in summer and warmer in winter.
Fully insulated and weather resistant, there are full mains services and sewerage, and high-speed internet connectivity.
Sit back, relax and listen to your favourite music streamed through the Nuvo audio system.
“The key to success is to keep growing in all areas of life, mental, emotional, spiritual as well as physical” – Julius Erving
Luxury retirement at Willowpool
Visit the luxury Arbor Living homes at Willowpool, Lymm. Book a viewing by phone or send an email and we’ll call you back when it’s convenient for you.